Finance
Contact Business Manager, René Johnson
on 021 959 631
We offer a wide range of finance and leasing plans that are easy to understand and can be adjusted to suit your individual needs and budget.
Not only do we arrange car finance - if you are looking at a boat, a truck or whatever, we may be able to help.
We offer many finance options including:
Hire Purchase
• from no deposit
• terms up to 60 months
• competitive rates
Structured Hire Purchase
• monthly repayments reduced/structured around end of term payment (balloon payment)
• deferred payment/lump sum payment loans ideal for farmers with seasonal incomes
• each loan can be individually structured to suit
Residual Lease
• flexible leasing plan with deposits, terms and residual values (final payment) set by you
• not a fixed term contract and able to be terminated early based on a settlement figure
• for Business users-the term of the contract determines the treatment of the lease for IRD purposes
Operating Lease
• Long term rental of vehicle determined by your mileage and time frame required
• Fully Maintained (ie all operating costs such as tyres, registration, servicing included) or Non Maintained options available
• Enhances business cash-flow by freeing up capital
Insurance
Loan Repayment Insurance (covers you against illness, redundancy or death) and/or Low Equity Insurance (protects you from any shortfall between insurance payouts and amounts owing to a financier in the event of accident write-off) can be incorporated in any loan to protect you from the unexpected and offer you peace-of-mind motoring. Ask us for further details.
For a no-obligation quote, finance application or any other query contact our Business Manager, René Johnson, anytime
DDI: 06 349 2734 | Mob: 021 959 631 | Freephone: 0800 85 55 58
Email: finance@imgl.co.nz
Click here for disclosure statement https://www.heartland.co.nz/car-loans?m